How's My Balance
3 months free · then USD 1.99/month

Know where your money goes.

How's My Balance records what you earn and what you spend, in any of 59 currencies, and shows you the month as it really is. Add your partner and see the household together. No ads. No tracking. Ever.

Nothing to install - it runs in this browser. The Android app is on its way. One account, every device.

Everything a household actually needs

Built for real money: several currencies, shared costs, and the things that come back.

See where it actually goes

Weekly, biweekly, monthly or yearly. Categories, subcategories, and a chart that makes the month obvious at a glance.

Caps that warn you in time

Set a limit per category. The bar turns yellow at half, red in the last fifth, and tells you what is left - not what you have burned.

One household, two people

Add up two or more people into one household, each with their own login, and see the combined picture.

59 currencies

Record in the currency you paid in. Everything converts at the day’s rate into the one you think in.

Money that might come back

Flag a return or an insurance claim, set a reminder, attach the receipt - then keep, edit or delete it when you know.

Reports you can take away

Group by day, category, person or payment method, and export the lot as a spreadsheet whenever you want.

One account, wherever you are

The same app, whether you open it in a browser or on your phone. Everything you type goes to your own account in the cloud, so the other device has it the moment you look.

In your browser

No phone needed, nothing to install. Make an account here and start typing - on a laptop, a tablet, a work computer. Open it now.

On Android

Arriving on Google Play shortly. The phone version adds receipt photos, fingerprint unlock and a home screen widget.

Both at once

Add an expense on your laptop while your partner adds one on their phone. Both appear on both - and the app keeps working with no signal at all, then catches up.

Up and running in a minute

Make an account

An email and a password. We send a six-digit code to check the address is yours.

Add what you spend

Two taps for a coffee. Categories, photos of receipts, repeats every month, costs spread across a year.

Watch the month

Caps, charts and reports. Add your partner when you want the household picture.

Your money is nobody else's business

No ads, no trackers

The app contains no advertising, no analytics and no third-party tracking of any kind. This website sets no cookies at all.

Kept in the EU

Your account and entries live in a database hosted in the European Union, encrypted in transit and at rest.

Only you can read it

The database refuses to return a row to anyone but its owner, or a household they joined. That rule is enforced by the database, not by the app.

Leave whenever you like

Export a spreadsheet or an encrypted backup, and delete your account from inside the app. It goes immediately, everywhere.

One price. No surprises.

Free for 3 months, no card needed

USD 1.99/month

after the free period, through Google Play

  • Browser and Android, same account, one price
  • Everything included - no higher tier
  • Cancel any time in Google Play
  • Your data stays exportable, subscribed or not
  • No ads, no data selling, ever

Start free for 3 months

Questions

Do I need a phone?

No. The app runs in this browser: make an account here and start straight away, on a laptop or anything else with a web browser. The Android app uses the same account, so whatever you type in one place is in the other.

Is my financial data safe?

Your entries are kept in your own account, in a database inside the European Union, with a copy on each device you use. The database itself refuses to hand a row to anyone but you, or a household you joined. Passwords are hashed by our login provider and never seen by us.

Does it work without internet?

Yes. Each device keeps a full copy, so you can record a coffee on the metro. It catches up when signal comes back.

What happens after the free months?

After 3 months it costs USD 1.99 a month through Google Play. You can cancel any time from the Play subscription settings, and your data stays yours either way - you can export it whether you subscribe or not.

Do you sell my data or show ads?

No, to both, permanently. There is no advertising, no tracking, no analytics and no profiling in the app or on this site. The subscription is the entire business model.

Can I get my data out?

Any time: a spreadsheet export for a report, or a full encrypted backup file locked with a passphrase only you know.

How do I delete everything?

In the app: More → Settings → Delete my account. It erases the account and every entry, on your devices and in the cloud, immediately.